PULSA

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Payment GatewayAccept cards, bank transfers, mobile money and wallets across target markets through one operating API.CrowdfundingCollect P2P payments and send mass payouts to partners in a single operating flow.Payment BridgeAdd reviewed provider integrations without a full migration of your current payment stack.Crypto PaymentsSend and receive USDT, ETH and TRX through native nodes with unified operational statuses.Payment AgentManage provider offers, merchant demand and controlled introductions through AI Connector.Crypto ExchangeBuild fiat-to-crypto on-ramp and off-ramp operations with FX and compliance controls.Online BankingIssue virtual IBANs and operate multi-currency accounts with full reporting and controls.MarketplaceReceive buyer payments, hold commission and settle sellers through escrow and split APIs.Subscriptions & RecurringManage recurring billing, retries, dunning and proration for subscription businesses.CardsDesign and operate virtual and plastic card programs with limits, risk and reporting.Provider directoryCoverage, methods and termsProvider offersPublished payment routesMerchant demandRequests for payment connectionsProcessMove money through checkout, pay-ins, payouts and crypto operations without splitting the workflow across tools.ControlKeep finance, risk, merchant access and reporting visible before operations turn into manual support.OrchestrateControl how providers, currencies, commissions and integrations work together as the business grows.IntegrationsMethods and available coverageDiscuss integrationRequirements, timing and project scopeOur methodologySources and freshnessRatesEstimate your costsBlogPayment insightsSign inPULSA
PULSA
All providers
PP

Coverage profile

Payment partner

31 routes across 11 GEOs. Methods and observation dates were reviewed by the team; availability and pricing are reconfirmed for each traffic case.

Routes

Published coverage

Philippines · Kenya · Russia · Nigeria · India · Pakistan · Japan · South Korea · Indonesia · Cambodia · MyanmarGCash (Hybrid) · M-Pesa · Pay-in: E-wallet (P2C) · SBP / C2C · GCash Intent · PalmPay / All Banks - Virtual Account · BT (ВТ) · Maya / Grab · All Banks · Sber-Sber QR · QRPH · TBank-TBank C2C · InstaPay · PESONet · Paytm / PhonePe / GPay / All Banks and E-wallets · IMPS Manual Bank Transfer · IMPS · Easypaisa · E-wallet (P2P) · JazzCash / QR Payment · All Banks and E-wallets · Bank Transfer · KakaoPay · TossPay · Dana · CIMB / Mandiri / BRI Virtual Account · BCA P2C · QRIS · All Banks / All E-wallets · KHQR · KBZPay / WavePay / Bank Transfer

Philippines

GCash (Hybrid)

Fresh record
PayIn
3.75% + PHP 4
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Coins.ph; markup to be confirmed Exchange window: GMT+8, 10:00-24:00
Limits
PHP 100 - 50,000

Kenya

M-Pesa · Pay-in: E-wallet (P2C)

Fresh record
PayIn
4.5%
PayOut
2.7%
Settlement
IN: T+0 / OUT: Real-time Settlement: USDT / fee on request FX reference: XE.com; markup to be confirmed Exchange window: GMT+3, 09:00-18:00
Limits
KES 1 - 250,000

Russia

SBP / C2C

Fresh record
PayIn
13%
PayOut
Reconfirmed before intro
Settlement
Timing not specified FX reference: Rapira +0%
Limits
Pay-in: RUB 10,000 - 100,000 Source: Global Payment Offers, 28 October 2026, pages 3-5. No payout terms are quoted. Settlement currency, timing, minimum amount and any separate settlement fee require confirmation.

Philippines

GCash Intent

Fresh record
PayIn
5.75%
PayOut
Reconfirmed before intro
Settlement
IN: T+1 Settlement: USDT / fee on request FX reference: Coins.ph; markup to be confirmed Exchange window: GMT+8, 10:00-24:00
Limits
PHP 100 - 50,000

Nigeria

PalmPay / All Banks - Virtual Account

Fresh record
PayIn
3.5%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Local MC Rate; markup to be confirmed Exchange window: GMT+1, 05:00-17:00
Limits
NGN 100 - 5,000,000

Russia

BT (ВТ)

Fresh record
PayIn
19%
PayOut
Reconfirmed before intro
Settlement
Timing not specified FX reference: Rapira +0%
Limits
Pay-in: RUB 5,000 - 100,000 Source: Global Payment Offers, 28 October 2026, pages 3-5. No payout terms are quoted. Settlement currency, timing, minimum amount and any separate settlement fee require confirmation.

Philippines

Maya / Grab

Fresh record
PayIn
4.7%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Coins.ph; markup to be confirmed Exchange window: GMT+8, 10:00-24:00
Limits
PHP 100 - 50,000

Nigeria

All Banks

Fresh record
PayIn
Reconfirmed before intro
PayOut
2% + NGN 40
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Local MC Rate; markup to be confirmed Exchange window: GMT+1, 05:00-17:00
Limits
NGN 100 - 5,000,000

Russia

Sber-Sber QR

Fresh record
PayIn
17%
PayOut
Reconfirmed before intro
Settlement
Timing not specified FX reference: Rapira +0%
Limits
Pay-in: RUB 1,000 - 50,000 Source: Global Payment Offers, 28 October 2026, pages 3-5. No payout terms are quoted. Settlement currency, timing, minimum amount and any separate settlement fee require confirmation.

Philippines

QRPH

Fresh record
PayIn
4% + PHP 4
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Coins.ph; markup to be confirmed Exchange window: GMT+8, 10:00-24:00
Limits
PHP 100 - 50,000

Russia

TBank-TBank C2C

Fresh record
PayIn
17%
PayOut
Reconfirmed before intro
Settlement
Timing not specified FX reference: Rapira +0%
Limits
Pay-in: RUB 1,000 - 50,000 Source: Global Payment Offers, 28 October 2026, pages 3-5. No payout terms are quoted. Settlement currency, timing, minimum amount and any separate settlement fee require confirmation.

Philippines

InstaPay

Fresh record
PayIn
Reconfirmed before intro
PayOut
1.75% + PHP 10
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Coins.ph; markup to be confirmed Exchange window: GMT+8, 10:00-24:00
Limits
PHP 1 - 50,000

Philippines

PESONet

Fresh record
PayIn
Reconfirmed before intro
PayOut
1.75% + PHP 18
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Coins.ph; markup to be confirmed Exchange window: GMT+8, 10:00-24:00
Limits
PHP 50,001 - 10,000,000

India

Paytm / PhonePe / GPay / All Banks and E-wallets

Fresh record
PayIn
7%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Local MC Rate; markup to be confirmed Exchange window: GMT+5:30, 10:00-18:00
Limits
INR 200 - 50,000

India

IMPS Manual Bank Transfer

Fresh record
PayIn
9%
PayOut
Reconfirmed before intro
Settlement
IN: D0 Settlement: USDT / fee on request FX reference: Local MC Rate; markup to be confirmed Exchange window: GMT+5:30, 10:00-18:00
Limits
INR 10,000 - 500,000

India

IMPS

Fresh record
PayIn
Reconfirmed before intro
PayOut
4% + INR 6
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Local MC Rate; markup to be confirmed Exchange window: GMT+5:30, 10:00-18:00
Limits
INR 100 - 50,000

Pakistan

Easypaisa · E-wallet (P2P)

Fresh record
PayIn
7.5%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Binance C2C; markup to be confirmed Exchange window: GMT+5, 09:00-24:00
Limits
PKR 100 - 50,000

Pakistan

JazzCash / QR Payment

Fresh record
PayIn
5.5%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Binance C2C; markup to be confirmed Exchange window: GMT+5, 09:00-24:00
Limits
PKR 100 - 50,000

Pakistan

All Banks and E-wallets

Fresh record
PayIn
Reconfirmed before intro
PayOut
3%
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Binance C2C; markup to be confirmed Exchange window: GMT+5, 09:00-24:00
Limits
PKR 1 - 50,000

Japan

Bank Transfer

Fresh record
PayIn
Reconfirmed before intro
PayOut
3% + JPY 600
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: XE.com; markup to be confirmed Exchange window: GMT+9, 10:00-18:00
Limits
JPY 1,000 - 5,000,000

South Korea

KakaoPay

Fresh record
PayIn
10.5% + KRW 150
PayOut
Reconfirmed before intro
Settlement
IN: T+2 Settlement / FX: Settlement currency, fee, FX reference and exchange window are to be confirmed.
Limits
KRW 50 - 2,000,000

South Korea

TossPay

Fresh record
PayIn
9.25% + KRW 150
PayOut
Reconfirmed before intro
Settlement
IN: T+2 Settlement / FX: Settlement currency, fee, FX reference and exchange window are to be confirmed.
Limits
KRW 100 - 2,000,000

Indonesia

Dana

Fresh record
PayIn
3.5%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Indodax; markup to be confirmed Exchange window: GMT+7, 10:00-18:00
Limits
IDR 10,000 - 10,000,000

Indonesia

CIMB / Mandiri / BRI Virtual Account

Fresh record
PayIn
3.5% + IDR 5,500
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Indodax; markup to be confirmed Exchange window: GMT+7, 10:00-18:00
Limits
IDR 10,000 - 20,000,000

Indonesia

BCA P2C

Fresh record
PayIn
4.3% + IDR 5,500
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Indodax; markup to be confirmed Exchange window: GMT+7, 10:00-18:00
Limits
IDR 10,000 - 20,000,000

Indonesia

QRIS

Fresh record
PayIn
3.5%
PayOut
Reconfirmed before intro
Settlement
IN: T+0 Settlement: USDT / fee on request FX reference: Indodax; markup to be confirmed Exchange window: GMT+7, 10:00-18:00
Limits
IDR 10,000 - 10,000,000

Indonesia

All Banks / All E-wallets

Fresh record
PayIn
Reconfirmed before intro
PayOut
1% + IDR 5,000
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Indodax; markup to be confirmed Exchange window: GMT+7, 10:00-18:00
Limits
Banks: IDR 10,000 - 50,000,000 Wallets: IDR 10,000 - 20,000,000

Cambodia

KHQR

Fresh record
PayIn
4.5%
PayOut
Reconfirmed before intro
Settlement
IN: Real-time Settlement: USDT / fee on request FX reference: Binance P2P; markup to be confirmed Exchange window: 09:00-20:00; timezone to be confirmed
Limits
USD 1 - 1,000 Unlimited with KYC* * Unlimited with KYC is the supplied commercial condition, subject to confirmation for the merchant's account.

Cambodia

All Banks

Fresh record
PayIn
Reconfirmed before intro
PayOut
2.2%
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: Binance P2P; markup to be confirmed Exchange window: 09:00-20:00; timezone to be confirmed
Limits
USD 1 - 500 Up to USD 10,000 with KYC * Unlimited with KYC is the supplied commercial condition, subject to confirmation for the merchant's account.

Myanmar

KBZPay / WavePay / Bank Transfer

Fresh record
PayIn
4%
PayOut
Reconfirmed before intro
Settlement
IN: Real-time Settlement: USDT / fee on request FX reference: MC rate; markup to be confirmed Exchange window: GMT+8, 10:00-18:00 (as supplied)
Limits
MMK 100 - 1,000,000

Myanmar

Bank Transfer

Fresh record
PayIn
Reconfirmed before intro
PayOut
2.5%
Settlement
OUT: Real-time Settlement: USDT / fee on request FX reference: MC rate; markup to be confirmed Exchange window: GMT+8, 10:00-18:00 (as supplied)
Limits
MMK 100 - 1,000,000

PULSA does not publish counterparty contacts. Before an introduction, an operator reconfirms availability, pricing, limits and traffic requirements.

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